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We Found A Way To Get Out Of Debt

My wife and I are struggling to keep ourselves out of hot water financially.  With three kids in school we were always strapped for money to make ends meet.  Most of the time we could get buy but little by little the debts started to get out of hand and I could see where we might be getting into trouble.   Just to be on the safe side and to see what it would cost I talked to our credit union about a second mortgage on our home.  The debt consolidation loan rate seemed very low compared to my present mortgage payments.  I could do that and save a few hundred dollars a month.