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Where to find the best homeowners insurance

I understand why we all need insurance for our homes.  But why does it seems so hard to find the right kind.  Reading through the policies is like reading a foreign language.  We are in the market for homeowners insurance Florida for our new vacation home and I just haven’t felt good about anything up to this point.  I love our new home away from home and want to make sure it is covered properly however, I don’t feel as though we need all the same security as we have in our other home.  Am I crazy to think this?  Please, if you can offer any council I would greatly appreciate it.

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